From Julie ...

"I have helped thousands of families restore peace and order to their lives. We listen to what you have been through in your life and help guide you with hope for a new beginning and the freedom from pressure and stress."

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Bankruptcy News

7 Steps to a 720 Credit Score

At O'Bryan Law Offices, we know that your bankruptcy is only part of your concern: You also want to get back to a normal life. This includes rebuilding your credit score as fast as possible. For years, we have been meeting with clients who are terrified about the future: How will you survive in a world that will judge you based on your credit score? This course is valued at $1000.00. ACT NOW AND CALL TO GET THIS FOR FREE!!!

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Credit Abuse and Resistance Education CARE

CARE is a financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of financial education. These presentations are the perfect supplement to any financial literacy program offered by you or your school, especially to any unit on consumer credit, and they can be made during individual classroom periods or to larger student groups, including senior assemblies. CARE's primary target is high school seniors and college freshmen who are most at risk because, as hungry consumers, they are aggressively marketed by the credit card industry at at time when they carry a very low Financial I.Q. CARE is a national program by the U.S. Bankruptcy Court, WDNY and the Bankuptcy Committee of the Monroe County Bar Association. It was founded in 2002 by U.S. bankruptcy Court, Chief Judge John C Nonfo, II(retired).

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Bankruptcy Blog

The Many Benefits of a Chapter 13 Bankruptcy 12/17/14

A Chapter 13 Bankruptcy is a repayment plan that allows an individual or couple to repay a portion of their debts over a three to five year period. A Chapter 13 Bankruptcy plan payment is often much less than what someone has been trying to pay each month before Bankruptcy for all of their bills. Chapter 13 Bankruptcies have many benefits and offer some advantages that you may not find elsewhere.

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Bankruptcy Can Stop Your Wage Garnishment 12/10/14

A wage garnishment generally occurs when a creditor receives Court permission to withhold a portion of your paycheck or bank account funds in order to satisfy a debt. A wage garnishment can be devastating to an individual or family and often makes an already bad financial situation much worse.

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