From Julie ...

"I have helped thousands of families restore peace and order to their lives. We listen to what you have been through in your life and help guide you with hope for a new beginning and the freedom from pressure and stress."

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Bankruptcy News

7 Steps to a 720 Credit Score

At O'Bryan Law Offices, we know that your bankruptcy is only part of your concern: You also want to get back to a normal life. This includes rebuilding your credit score as fast as possible. For years, we have been meeting with clients who are terrified about the future: How will you survive in a world that will judge you based on your credit score? This course is valued at $1000.00. ACT NOW AND CALL TO GET THIS FOR FREE!!!

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Credit Abuse and Resistance Education CARE

CARE is a financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of financial education. These presentations are the perfect supplement to any financial literacy program offered by you or your school, especially to any unit on consumer credit, and they can be made during individual classroom periods or to larger student groups, including senior assemblies. CARE's primary target is high school seniors and college freshmen who are most at risk because, as hungry consumers, they are aggressively marketed by the credit card industry at at time when they carry a very low Financial I.Q. CARE is a national program by the U.S. Bankruptcy Court, WDNY and the Bankuptcy Committee of the Monroe County Bar Association. It was founded in 2002 by U.S. bankruptcy Court, Chief Judge John C Nonfo, II(retired).

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Bankruptcy Blog

Is My Life Insurance Protected During Bankruptcy? 10/15/14

Life insurance policies are important assets that many people invest in at some point in their lives. Life insurance policies can provide a financial safety net for you and your family to prevent a loved one’s passing from becoming a financial burden. If you are considering filing bankruptcy, it is important to tell your bankruptcy attorney about any life insurance policies you have and to know whether those policies are term or whole policies.

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Loan Modifications Before, During and After Bankruptcy 10/08/14

We often work with clients that are also working on a loan modification with their mortgage company. Loan modifications may be done before, during or after a bankruptcy case. Loan modifications done in conjunction with a bankruptcy filing are often successful because the bankruptcy may protect the homeowners from a potential foreclosure and allow them the time they need to work through the loan modification process with their mortgage company.

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