From Julie ...

"I have helped thousands of families restore peace and order to their lives. We listen to what you have been through in your life and help guide you with hope for a new beginning and the freedom from pressure and stress."

Read what my clients say


Bankruptcy News

7 Steps to a 720 Credit Score

At O'Bryan Law Offices, we know that your bankruptcy is only part of your concern: You also want to get back to a normal life. This includes rebuilding your credit score as fast as possible. For years, we have been meeting with clients who are terrified about the future: How will you survive in a world that will judge you based on your credit score? This course is valued at $1000.00. ACT NOW AND CALL TO GET THIS FOR FREE!!!

Read Article >

Credit Abuse and Resistance Education CARE

CARE is a financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of financial education. These presentations are the perfect supplement to any financial literacy program offered by you or your school, especially to any unit on consumer credit, and they can be made during individual classroom periods or to larger student groups, including senior assemblies. CARE's primary target is high school seniors and college freshmen who are most at risk because, as hungry consumers, they are aggressively marketed by the credit card industry at at time when they carry a very low Financial I.Q. CARE is a national program by the U.S. Bankruptcy Court, WDNY and the Bankuptcy Committee of the Monroe County Bar Association. It was founded in 2002 by U.S. bankruptcy Court, Chief Judge John C Nonfo, II(retired).

Read Article >

Bankruptcy Blog

Is filing bankruptcy the right choice? 06/11/14

You’ve probably heard the story of Sisyphus from Greek mythology. Sisyphus endured the never-ending task of rolling a giant boulder up a hill just to watch it roll down again where he would have to begin again. For many of us, our debts are just like Sisyphus’ boulder: a heavy burden that never seems to have any sign of stopping. Bankruptcy is one option to put an end to the debt cycle.

Read Article >

I can pay my taxes in bankruptcy? 06/11/14

Some people file a bankruptcy because all of the debt is overwhelming, while others find that it is one specific debt that is overwhelming. Tax debt is one reason clients consider filing bankruptcy. The IRS will certainly set up payment arrangements with you, with interest accruing during the repayment period. Bankruptcy may be a better solution for you!

Read Article >