From Julie ...

"I have helped thousands of families restore peace and order to their lives. We listen to what you have been through in your life and help guide you with hope for a new beginning and the freedom from pressure and stress."

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Bankruptcy News

7 Steps to a 720 Credit Score

At O'Bryan Law Offices, we know that your bankruptcy is only part of your concern: You also want to get back to a normal life. This includes rebuilding your credit score as fast as possible. For years, we have been meeting with clients who are terrified about the future: How will you survive in a world that will judge you based on your credit score? This course is valued at $1000.00. ACT NOW AND CALL TO GET THIS FOR FREE!!!

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Credit Abuse and Resistance Education CARE

CARE is a financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of financial education. These presentations are the perfect supplement to any financial literacy program offered by you or your school, especially to any unit on consumer credit, and they can be made during individual classroom periods or to larger student groups, including senior assemblies. CARE's primary target is high school seniors and college freshmen who are most at risk because, as hungry consumers, they are aggressively marketed by the credit card industry at at time when they carry a very low Financial I.Q. CARE is a national program by the U.S. Bankruptcy Court, WDNY and the Bankuptcy Committee of the Monroe County Bar Association. It was founded in 2002 by U.S. bankruptcy Court, Chief Judge John C Nonfo, II(retired).

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Bankruptcy Blog

Four Mistakes to Avoid Before Filing Bankruptcy 04/16/14

Whether the situation already feels hopeless or the writing is on the wall, these four things may further delay your ability to file a bankruptcy, or alter the type of bankruptcy you may be eligible to file.

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The “debt collector” says they are going to have me arrested! Is that possible? 04/16/14

Almost every week we talk to people who have received a threatening phone call from a “debt collector”. We’re told the phone call goes something like this: "If you don’t pay me money over the phone right now, I am going to have the sheriff/police come to your work (or your home) and have you arrested for not paying this debt. It’s against the law to not pay this debt. We are going to have you arrested for breaking the law and the sheriff/police will be on their way to put you in handcuffs and take you away in front of your coworkers/children/friends if you don’t pay something right now."

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