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"I have helped thousands of families restore peace and order to their lives. We listen to what you have been through in your life and help guide you with hope for a new beginning and the freedom from pressure and stress."

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Bankruptcy News

7 Steps to a 720 Credit Score

At O'Bryan Law Offices, we know that your bankruptcy is only part of your concern: You also want to get back to a normal life. This includes rebuilding your credit score as fast as possible. For years, we have been meeting with clients who are terrified about the future: How will you survive in a world that will judge you based on your credit score? This course is valued at $1000.00. ACT NOW AND CALL TO GET THIS FOR FREE!!!

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Credit Abuse and Resistance Education CARE

CARE is a financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of financial education. These presentations are the perfect supplement to any financial literacy program offered by you or your school, especially to any unit on consumer credit, and they can be made during individual classroom periods or to larger student groups, including senior assemblies. CARE's primary target is high school seniors and college freshmen who are most at risk because, as hungry consumers, they are aggressively marketed by the credit card industry at at time when they carry a very low Financial I.Q. CARE is a national program by the U.S. Bankruptcy Court, WDNY and the Bankuptcy Committee of the Monroe County Bar Association. It was founded in 2002 by U.S. bankruptcy Court, Chief Judge John C Nonfo, II(retired).

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Bankruptcy Blog

Time Frames between Bankruptcy Discharge Eligibility 09/17/14

We often work with clients that have filed previous bankruptcy cases and are now in need of a new discharge. The experienced bankruptcy attorneys at O’Bryan Law Offices know that the timing of bankruptcy filing is very important to ensuring you receive the discharge and relief you need. We file Chapter 7 and Chapter 13 bankruptcy cases for individuals and the timing for each of these Chapters differs. A basic breakdown of the time frames between discharge eligibility is as follows:

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Beware of the Arrest Scam 09/16/14

Many people believe that they can be arrested for not paying a debt, but often this is a scare tactic employed by debt collectors and scam artists to try and frighten you into making payments you can’t afford. Unless you purposely wrote a bad check and the creditor filed criminal charges for check fraud, you are not going to be arrested just because you owe a normal creditor. (You can, of course, be arrested for not paying child support or taxes.)

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