From Julie ...

"I have helped thousands of families restore peace and order to their lives. We listen to what you have been through in your life and help guide you with hope for a new beginning and the freedom from pressure and stress."

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Bankruptcy News

7 Steps to a 720 Credit Score

At O'Bryan Law Offices, we know that your bankruptcy is only part of your concern: You also want to get back to a normal life. This includes rebuilding your credit score as fast as possible. For years, we have been meeting with clients who are terrified about the future: How will you survive in a world that will judge you based on your credit score? This course is valued at $1000.00. ACT NOW AND CALL TO GET THIS FOR FREE!!!

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Credit Abuse and Resistance Education CARE

CARE is a financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of financial education. These presentations are the perfect supplement to any financial literacy program offered by you or your school, especially to any unit on consumer credit, and they can be made during individual classroom periods or to larger student groups, including senior assemblies. CARE's primary target is high school seniors and college freshmen who are most at risk because, as hungry consumers, they are aggressively marketed by the credit card industry at at time when they carry a very low Financial I.Q. CARE is a national program by the U.S. Bankruptcy Court, WDNY and the Bankuptcy Committee of the Monroe County Bar Association. It was founded in 2002 by U.S. bankruptcy Court, Chief Judge John C Nonfo, II(retired).

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Bankruptcy Blog

Correcting Inaccurate Information on Your Credit Report 07/23/14

A common problem, before and after bankruptcy, is inaccurate information on your credit report. With so many companies and collection agencies reporting to the credit bureaus on so many individuals, errors occur, probably more frequently than you realize. The Fair Credit Reporting Act is a set of laws that provide protection for consumers from this inaccurate reporting of credit information. Under the FCRA, you have the right to dispute any item on your credit report, and the credit bureau and the company or organization that reported the information to the credit bureau are responsible for correcting the inaccurate information.

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Common Myths About Bankruptcy 07/23/14

There are many myths out there about bankruptcy. Let’s take a look at some of the most common myths and the truths about those myths:

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