Chapter 13 Bankruptcy Attorneys

View this video here.

[GRAPHIC: O'Bryan Law Offices Give yourself a New Beginning www.obryanlawoffices.com]
JULIE O'BRYAN: A Chapter 13 plan is a reorganization plan where the client will propose a plan to the court whereby he or she will make a monthly payment for three to five years.
LEEANN THORNHILL: Generally you can keep all of your assets. One of the benefits of Chapter 13 is you can keep a house or car even if you're behind on it. A lot of people are overwhelmed at what's going on. It seems to be an embarrassing situation and we try to make sure that they feel comforted here in this office and that they feel like they're doing the right thing by paying their debt through a bankruptcy.
JULIE O'BRYAN: The filing of any kind of Chapter 7 or Chapter 13 bankruptcy petition stops the collections efforts of creditors.
LEEANN THORNHILL: Creditors cannot call you, cannot sue you, garnish you, foreclose or repossess your property. Our goal is for everyone to leave feeling relieved about their situation, knowing that there is a light at the end of the tunnel. That they are going to get on top of things and at the end of this process, they are going to be debt free or close to it.
[GRAPHIC: O'Bryan Law Offices 502-498-8450 866-410-2004 www.obryanlawoffices.com 1717 Alliant Avenue Suite 17 Louisville, KY 40299]