O'Bryan Law Offices Blog

Chapter 7 vs. Chapter 13 Bankruptcy: Which Is Right for You?

Julie O'Bryan  |  10-23-18 | 2:19pm

If you've been considering personal bankruptcy, you've probably wondered about the benefits and drawbacks of Chapter 7 vs. Chapter 13. A Kentucky bankruptcy attorney at O'Bryan Law Offices can help you decide which one is right for you. Full Story

Life After Chapter 7: Rebuild Credit After Bankruptcy

Julie O'Bryan  |  09-10-18 | 2:27pm

After filing bankruptcy, you may feel that your credit record is damaged. You may doubt whether you can get affordable loans or credit. On the one hand, bankruptcy can give you a new financial start. But on the other hand, it can also hinder your future borrowing power. Fortunately, at O'Bryan Law Offices, we know to you help you rebuild credit after bankruptcy. Full Story

Bankruptcy and Divorce: Which Should You File First?

Julie O'Bryan  |  08-16-18 | 2:16pm

It should come as no surprise that bankruptcy and divorce are often closely associated. Splitting assets in a divorce is costly, so it's easy to end up with more bills than you can cover. That being the case, we know you're interested in learning how to soften the blow. So let's discuss ways you can ensure bankruptcy and divorce won't be a nasty one-two punch that knocks you out. Full Story

Can Filing Bankruptcy Stop Foreclosure on Your Home?

Julie O'Bryan  |  07-11-18 | 1:42pm

If you've recently lost your job or suffered a financial setback, you may be facing foreclosure on your home. The economy is no respecter of future plans, and it's usually the most expensive bills that suffer the most. You may be wondering if you can avoid foreclosure at all. You can if you're willing to file bankruptcy. At O'Bryan Law Offices, we can inform you of your options and help you take necessary action to protect your home. Full Story

9 Ways to Have a More Productive Day

Julie O'Bryan  |  01-22-18 | 3:30pm

With the onset of winter comes cold and dreary days that result in cold and dreary moods. It can feel like your motivation levels are hitting an all time low and your days are becoming less and less production. To help combat those feelings, here is a list of nine things to do the night before and in the morning to have a more productive day. Full Story

New Year, New Bankruptcy

Julie O'Bryan  |  01-08-18 | 3:10pm

The beginning of every year can come with mixed emotions: relief that the old year has passed, excitement for what the new year has in store, and every other feeling in between. However, for some people, the new year is not something to look forward to. It is just another, day, week, month of hounding creditors. If this is starting to sound familiar, do yourself a favor, and consider starting over this year. Full Story

6 Financial Resolutions to Make This Year

Julie O'Bryan  |  01-03-18 | 10:47am

With the start of a new year, comes the promise of a new you. You think of all the changes you plan to make in your life to ensure that this year is better than the last. Changes like losing weight, eating better, finding a new hobby. More often than not these resolutions fall to the wayside after the first week or so of January. However, if you’re committed to a fresh financial start this year, here are six financial resolutions that are healthy for any wallet. Full Story

5 Ways to Save Money During the Holidays

Julie O'Bryan  |  12-18-17 | 1:20pm

The holiday season can be one of the worst times of the year for your wallet, between all the gift giving, decorating, traveling, and excessive baking. The strain on your budget can make you want to pull your hair out, but here are a few tips that will hopefully help you save money and stress. Full Story

How to Set and Achieve SMART Goals

Julie O'Bryan  |  12-11-17 | 2:40pm

Setting goals is easy. Sticking with them until the end is harder. The first step to turning your goals into reality is to make sure you are setting the right kind of goals. From there, it’s only a matter of time before your well on your way to a happier you. Full Story

Understanding Wage Garnishments

Julie O'Bryan  |  12-04-17 | 2:48pm

Having creditors hound you daily can be a very trying time. It is worse to discover that one or more are trying to take your hard earned money, necessary for you to get by, away from you. You may not understand it right away, but know that this happens to hundreds of people just like you and there are steps that can be taken to reverse the effects. Full Story

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