O'Bryan Law Offices Blog
11 of our Favorite Financial TED Talks
Julie O'Bryan | 11-20-17 | 2:16pm
I have handpicked eleven of my favorite financial TED Talks that anyone struggling with money or a satisfied life can benefit from. Here are some of the best TED Talks out there, on topics such as personal finance, minimalism and making the decisions best for you.
Factors to Consider Before Signing a Reaffirmation Agreement
Julie O'Bryan | 11-13-17 | 3:23pm
Whether or not to reaffirm on a debt can be a difficult decision, with several factors to consider. A reaffirmation agreement is re-obligating yourself to the debt you owe and is not always possible for all financial situations. However, if you are eligible to sign, it can be a great option for you to keep your home or car.
5 Benefits of Filing for Bankruptcy
Julie O'Bryan | 11-06-17 | 3:10pm
When you start a new business or you're just trying to get by, you never imagine that you will ever have to file for bankruptcy. However, these things happen, and it's normal. Thousands of people file for bankruptcy each year. While it's an unpleasant scenario, bankruptcy can bring relief to many business people who are struggling with debt. Since there different types of bankruptcies, it's best to discuss things with a bankruptcy lawyer before going further. Here are the 5 benefits of bankruptcy and why it might be a good choice for you.
Simple Ways to Save on Groceries
Julie O'Bryan | 10-30-17 | 4:18pm
For some, the grocery store is a fun adventure to discover new food, for others it’s an absolute nightmare, especially when it comes to the monthly budget. It is very easy to overspend at the grocery store. This can hurt your wallet in many ways, including having to throw away uneaten food a week later. Here are eleven tips to saving money on your next grocery run.
6 Things Not To Do Before Bankruptcy
Julie O'Bryan | 10-23-17 | 5:00pm
For most, the decision to file a bankruptcy is a tough choice. It is the final step in a long journey that has included great compromise and sacrifice. However, here is a list of six things you shouldn't do before filing.
How to Financially Prepare for a New Baby
Julie O'Bryan | 10-16-17 | 2:00pm
While babies are in every way our little bundles of joy, they also come with a hefty, but completely worth it, price tag. Between the doctor bills, growing out of clothes at an alarming rate, and the daily mountains of dirty diapers, the first year of your little one’s life can put quite the dent in your wallet.
The Three Step Guide to Choosing The Best Federal Student Loan Repayment Plan For You
Julie O'Bryan | 10-09-17 | 4:10pm
Trying to find ways to pay off your loan debt without sacrificing quality of life now or spending literally the rest of your life paying for your college education can feel impossible. Luckily, the repayment options are not as difficult as they initially look. This article compares them and helps you to choose the right plan for you.
6 Tips for Building Your Savings When You're on a Tight Budget
Julie O'Bryan | 10-02-17 | 5:02pm
Having money tucked away is not only good for a rainy day, but can also be a life saver in an emergency. However, when your budget is already tight, building up your savings may seem like a daunting task that’s pretty much impossible.
How Often Can You File Bankruptcy?
Julie O'Bryan | 09-25-17 | 1:41pm
Being one of the first people to answer the phone at our office, I often get asked "How often can I file Bankruptcy?" and "If I filed Bankruptcy a couple years ago, how long do I have to wait until I can file again?" In this post, I will breakdown all the laws for how often you can file.
Financial Tips After Filing Chapter 7
Julie O'Bryan | 08-28-17 | 5:07pm
Learn about some helpful hints on how to begin rebuilding your credit after filing Bankruptcy!
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