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What is Financial Literacy?

Simply stated, financial literacy is the effective management of your financial life. When you are financially literate, you have the knowledge and skills to make informed decisions regarding your financial resources for a lifetime of financial well-being.

Financial literacy is more than balancing your checkbook or having the smarts and the wherewithal to seek out the best deals for groceries or a major purchase. It also includes the setting of financial goals and taking time to map out a plan to reach those goals.

There are a handful of topics that constitute the core of financial literacy:

Budgeting and Saving

Basics of Banking

Making Smart Decisions

To get more information about the CARE program go to www.care4yourfuture.org

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