Are you planning to file for bankruptcy in Louisville, KY? Find out how to protect your home and assets by scheduling a free consultation with OBryan Law Offices. Their attorneys understand that filing for bankruptcy is a major step in your life and would like the opportunity to show you what options are available. OBryan Law has helped thousands of clients make a fresh start in their finances.
Before filing for bankruptcy, it’s essential that you speak with a lawyer who can help you determine which of your debts are secured and which are unsecured. Your unsecured debts are those that are not covered by collateral- your home and vehicle, for example. In most cases, credit card debt and medical bills also fall under the category of unsecured debt. Most unsecured debts are completely discharged under Chapter 7 bankruptcy, making it vital that you work with an expert to determine if your assets will be protected under Chapter 7 exemptions.
Before filing for bankruptcy in Louisville, KY, take inventory of your assets to ensure that you fully disclose all of your assets and liabilities. Since certain classes of assets cannot be taken from you to satisfy creditors, it’s important that you understand which ones are exempt and which are not. OBryan Law can help in this regard. Making the determination of whether Chapter 7 or Chapter 13 bankruptcy will be in your best interest is a task best left to bankruptcy experts.
As with most things concerning finances, the sooner you take action, the better off you’ll be. Planning for bankruptcy can ensure that you start out on the right foot, so to speak. Becoming educated will put you in a better position to understand the leverage you have with creditors. Successful bankruptcy planning requires hiring an experienced lawyer or law team that has proven itself in the community- such as OBryan Law has.
Don’t find bankruptcy in Louisville, KY without consulting an attorney from OBryan Law. They make it easy and affordable to do so by offering a free consultation to provide the opportunity for you to ask any questions you may have, to hear professional advice- and act on it. Going into bankruptcy alone could be another in a long string of poor financial decisions. Turn your finances around today by calling OBryan Law Offices at 502-400-4020.
You deserve a brand new start with your finances; bankruptcy may be the best place to begin. Whether you’re seeking a complete discharge of your debts or a fresh repayment plan that makes it possible to start paying down your debt, if you qualify, there are solutions designed to help you become debt free.
Start by downloading the free ebook available on the OBryan Law Offices website entitled Getting Started on Your Bankruptcy. It’s available to download on the right-hand side of any Obryan Law web page and will provide valuable insight into what filing bankruptcy in Louisville, KY can do to protect your assets and clear your debt slate.File Bankruptcy Louisville Ky
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