If you’re thinking about filing for bankruptcy, the first step is to compare your income and liabilities with the Kentucky means test calculator to determine whether you qualify for bankruptcy. While it sounds a little intimidating, OBryan Law Offices can help you get set up to take the means test as well as assist you in determining which type of bankruptcy would be best for your individual situation.
There’s nothing wrong with wanting a new start with your finances. If debt is controlling your life and is making it difficult for you to enjoy life to the degree that you would otherwise, it might be time to take a serious look at your options. Depending on which type of bankruptcy you file under, you may be able to have all or much of your debt discharged, or create a repayment plan that will get you back on track to pay off your debt on your own terms.
OBryan Law can walk you through all of the steps, from getting connected with the Kentucky means test calculator and filing your petition for you to scheduling credit counseling and making sure you meet your responsibilities during your bankruptcy. It all starts with a single phone call to OBryan Law at 502-400-4020- you can even chat right now with an agent via Live Chat over the website if you have pressing questions that you need answers to. The point is, OBryan Law is there for their clients when they need them most. They won’t let you walk through this alone.
If you’re like most people who find themselves in debt, you may be dealing with harassing phone calls, emails or letters demanding that you pay down your debt. At times, this communication can become extreme in nature, often going beyond the limitations that the law allows. The fact is, any debt collector who calls you and threatens you with jail or with obscene language is breaking the law. Don’t allow them to bully you into paying when you can’t afford to. Contact OBryan Law Offices about these phone calls or other communications to determine the next best course of action.
Bankruptcy might be the solution to debt you’ve been waiting for. Once OBryan Law files your petition for bankruptcy, the collections calls come to a stop- under the law they are not allowed to continue. Find out more about how bankruptcy can protect you by spending a few moments on the OBryan Law website. Click on the Bankruptcy Guide and visit the FAQ page where you’ll find a wealth of information on bankruptcy, all of which is designed to prepare you for filing.
OBryan Law Offices has access to the Kentucky means test calculator to get you started. Just give them a call at 502-400-4020 to schedule your free consultation, during which you’ll find out whether you qualify for Chapter 7 or Chapter 13 bankruptcy. If you do, an attorney will be happy to explain your options you to, get you set up with credit counseling, and begin the process of filing your petition.Kentucky Means Test Calculator
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