One-On-One Guidance Throughout Filing For Chapter 7 Bankruptcy
Considering filing for bankruptcy can be frightening. You may be unsure about the potential impact on your future, yet unable to continue to manage your overwhelming debt without taking legal action.
The attorneys at the family-based O'Bryan Law Offices can walk you through this intimidating time. Chapter 7 bankruptcy is the most suitable option for many individuals and even some businesses. With over 50 years of combined experience, our attorneys can provide the personalized, knowledgeable guidance you need.
Determining What Is Right For You
Chapter 7 bankruptcy enables you to discharge many unsecured debts, while allowing you to keep some valuable possessions. It will not relieve you of certain obligations, such as student loan payments, child support obligations or some taxes, yet will provide an enormous relief for other debts.
To evaluate whether Chapter 7 bankruptcy is right for you, we will discuss:
- The makeup of your current debt load
- Your income and assets
- Any history of filing for bankruptcy
- Your priorities, including to keep your home or car
We prioritize getting to know you and your unique situation before making any recommendations.
Filing Your Bankruptcy Petition With The Court
When we decide that Chapter 7 is right for you, we will advise on the steps to take leading up to filing your bankruptcy petition. You will meet with your dedicated attorney and paralegal multiple times before we formally commence your case by filing the petition with the appropriate Kentucky or Indiana court. We will then submit all necessary documents and forms on your behalf to the court as needed.
Helping You Move Forward
Federal law requires you to complete a financial education requirement as part of the bankruptcy process. We emphasize the importance of financial literacy. We can recommend a court-approved course for you.
Once you are discharged from your debts, we can assist with helping you move forward from your once insurmountable debt. If you observe any inaccuracies in your credit report or need guidance on restoring your credit score, we can provide productive guidance.
Consult With Our Knowledgeable Lawyers
We will be there with you every step of the way. Schedule a free initial consultation with our lawyers. We have offices in Louisville, Frankfort and New Albany. Contact us by calling 502-400-4020 or by emailing us through our website.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.