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Retirement Accounts in Bankruptcy

If you have worked hard and contributed to a retirement account over the years, you want to protect that asset. The good news is that generally, most retirement accounts and pension plan funds are protected from creditors through bankruptcy. The law provides exemptions to protect your 401(k), IRA, pension, and most other retirement plans. It is important to remember that while these accounts are protected, once the money comes out of the accounts, either through a withdrawal, loan, or payments, the funds are no longer eligible for the same protection.

If you are receiving or recently received money from a retirement account, speak to an attorney about your options through Bankruptcy to ensure that your hard earned retirement funds are protected from creditors. If you are not yet receiving money from a retirement account but are considering making a withdrawal or loan or are going to begin receiving payments, speak to an attorney before you make that decision. At O'Bryan Law Offices, we will work with you to explain how your retirement accounts are affected by Bankruptcy and ensure that you understand your options through Bankruptcy. Make an appointment today with one of the experienced bankruptcy attorneys at O'Bryan Law Offices. Call us today at 502-400-4020 for a free bankruptcy consultation.

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