I frequently meet with new clients that are terrified they are going to lose their home if they file a Chapter 7 bankruptcy case. This is certainly not always the case, and most of our Chapter 7 homeowner clients that wish to keep their homes are able to do so and still obtain the relief they need from a Chapter 7 bankruptcy discharge.

I frequently meet with new clients that are terrified they are going to lose their home if they file a Chapter 7 bankruptcy case. This is certainly not always the case, and most of our Chapter 7 homeowner clients that wish to keep their homes are able to do so and still obtain the relief they need from a Chapter 7 bankruptcy discharge.

Important factors in determining whether a Chapter 7 bankruptcy is right for you if you want to keep your home include whose name the home is in, what the home is worth, what is owed on the home to mortgage companies or other lien holders, and whether you are current on your mortgage payments. When you meet with the experienced bankruptcy attorneys at O'Bryan Law Offices, we will work through these questions and determine whether Chapter 7 bankruptcy is the right option for you in order to get you the relief you need and allow you to keep your home. If yours is a situation where a Chapter 13 bankruptcy case may be more helpful to you, we will certainly discuss that with you as well. At O'Bryan Law Offices, we have helped thousands of individuals and families file Chapter 7 and Chapter 13 bankruptcies. Our clients have dealt with many of life’s challenges, resulting in overwhelming debt. They chose to address their debt head on and give themselves the fresh start they deserve. If you are interested in learning about your options through bankruptcy, make an appointment to speak with one of the experienced bankruptcy attorneys at O'Bryan Law Offices today.

We now offer free “Life After Bankruptcy” courses to our clients to help them rebuild their credit score. Call us today at 502-400-4020 for a free bankruptcy consultation. Get a Fresh Start today!