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I Want to Keep This Credit Card When I File Bankruptcy

In most circumstances, no, you cannot keep a credit card. The Bankruptcy rules require that you list all of the debts that you owe in your petition, including all of the credit cards. So, if you have a balance on a credit card, it has to be listed in your bankruptcy petition. If you do not have a balance on your credit card, it does not have to be listed in your case. A word of caution, however; many credit card companies check your credit periodically and when they discover you have filed bankruptcy, they may close your account.


In most circumstances, no, you cannot keep a credit card. The Bankruptcy rules require that you list all of the debts that you owe in your petition, including all of the credit cards. So, if you have a balance on a credit card, it has to be listed in your bankruptcy petition.

If you do not have a balance on your credit card, it does not have to be listed in your case. A word of caution, however; many credit card companies check your credit periodically and when they discover you have filed bankruptcy, they may close your account.

Most importantly, however, remember that life is not at an end once you file bankruptcy. It is possible to get credit cards again following your bankruptcy case. We want to help you overcome this hurdle in your life and give you the fresh start you deserve.

If you are interested in learning about your options through bankruptcy, make an appointment to speak with one of the experienced bankruptcy attorneys at O'Bryan Law Offices today. We now offer free "Life After Bankruptcy" courses to our clients to help them rebuild their credit score. Call us today at 502-400-4020 for a free bankruptcy consultation. Get a Fresh Start today!

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