We often work with clients that are also working on a loan modification with their mortgage company. Loan modifications may be done before, during or after a bankruptcy case. Loan modifications done in conjunction with a bankruptcy filing are often successful because the bankruptcy may protect the homeowners from a potential foreclosure and allow them the time they need to work through the loan modification process with their mortgage company.

We often work with clients that are also working on a loan modification with their mortgage company. Loan modifications may be done before, during or after a bankruptcy case. Loan modifications done in conjunction with a bankruptcy filing are often successful because the bankruptcy may protect the homeowners from a potential foreclosure and allow them the time they need to work through the loan modification process with their mortgage company.

It is important to explore all of your options including loan modification and bankruptcy when facing an overwhelming mortgage payment, mortgage arrearage, or possible foreclosure. When you come in for your free consultation with the experienced bankruptcy attorneys at O'Bryan Law Offices, we will determine where you are in the loan modification process and explain how a Chapter 7 or Chapter 13 bankruptcy may be helpful to you. If keeping your home and modifying your mortgage are your priorities, don’t put this important step off any longer.

At O'Bryan Law Offices, we have helped thousands of individuals and families file Chapter 7 and Chapter 13 bankruptcies. Our clients have dealt with many of life’s challenges, resulting in overwhelming debt. They chose to address their debt head on and give themselves the fresh start they deserve. If you are interested in learning about your options through bankruptcy, make an appointment to speak with one of the experienced bankruptcy attorneys at O'Bryan Law Offices today.

We now offer free “Life After Bankruptcy” courses to our clients to help them rebuild their credit score. Call us today at 502-400-4020 for a free bankruptcy consultation. Get a Fresh Start today!